#3
Global Rank
15
Countries
1954
Founded

About China Construction Bank

China Construction Bank (CCB) is one of the largest banks in China, established in 1954. It plays a significant role in infrastructure and real estate finance, alongside offering corporate and retail banking services. CCB operates in various countries, including China, Hong Kong, Singapore, Japan, South Korea, Vietnam, Australia, the United Kingdom, the United States, Germany, Luxembourg, Russia, Brazil, the United Arab Emirates, and South Africa. The bank provides a variety of services including personal banking, corporate banking, investment banking, and wealth management. Its capabilities encompass deposit accounts, mortgages, corporate lending, and trade finance, among others. CCB also emphasizes digital banking through its online and mobile platforms, enhancing customer access to banking services. With a focus on both business and expatriate clients, CCB aims to meet diverse financial needs across its global presence. Please verify current terms on the bank's official website. The available data on this bank is limited.

Learn more about banking in China or compare China Construction Bank with other banks to compare banking options for your needs.

This page is for general information only and does not provide financial, legal, tax, or investment advice. Banking products, fees, eligibility requirements, and availability can change. Always verify details on the bank’s official website before applying or making decisions.

Facts from our dataset

The table below is generated from structured fields in our database for this profile. It is not an exhaustive regulatory filing and may omit products or subsidiaries not modeled here.

Headquarters focusChina
Founded (year)1954
SWIFT / BIC (if listed)PCBCCNBJ
Countries with listed presence15
Branches (stored count)—
ATMs (stored count)—
Global rank (directory index)#3

Page assembled May 13, 2026 from public sources listed in the footer of this profile. Read our methodology.

Services & Capabilities

What you can do with this bank. Based on the bank's official website.

Account types
  • Deposit accounts
  • Current and savings
  • Wealth accounts
  • Corporate accounts
Credit products
  • Mortgages
  • Housing loans
  • Personal loans
  • Corporate lending
  • Trade finance
Digital features
  • CCB online and mobile banking
  • ATM network
  • Digital channels
Investment & wealth
  • Wealth management
  • Asset management
  • Private banking
Business & commercial
  • Corporate banking
  • Infrastructure finance
  • Trade services
  • SME banking
Travel & lifestyle
  • International network
  • Foreign exchange
Security & support
  • Secure access
  • Monitoring

Confirm current offerings on the bank's site.

Who is this bank best for?

Ideal for
  • Business customers
  • Expatriates and international customers
  • Customers looking for wealth management
  • Business and commercial customers
  • Customers interested in investment and wealth services

Why This Bank?

Pros
  • Ranked #3 globally
  • Presence in 15 countries
  • Comprehensive banking services
  • SWIFT Code: PCBCCNBJ
Considerations
  • Fee schedules vary by country and account tier — promotional waivers can expire
  • No multi-currency account flag in our dataset — confirm FX handling for cross-border use
  • Account-opening requirements (ID, address proof, residency) differ by branch and region
  • Customer-support response times and in-app dispute handling vary — read recent user reports before relying on a single channel

Fees & Costs at China Construction Bank

Indicative fee categories for China Construction Bank. Where a specific value is not disclosed in our dataset for this profile, we mark it explicitly so you can check the official site. Fees vary by country, account type, and customer profile.

Monthly maintenance fee Not disclosed in our dataset — check the official site.
Foreign transaction fee (card abroad) Not disclosed in our dataset — check the official site.
ATM withdrawal fee Not disclosed in our dataset — check the official site.
International wire / SWIFT fee Not disclosed in our dataset — check the official site.

Beyond these four headline categories, total cost also depends on currency-conversion markup, overdraft and late-payment charges, and tiered account thresholds. Promotional fee waivers can change after the introductory period.

View China Construction Bank's official fee schedule →

Account Opening

What it takes to open an account.

Unknown Requirements vary by country. Check the bank's website.

Typical for China: ID, proof of address. Confirm on the bank's site.

Who Is This For?

Business

Excellent for businesses needing commercial banking, investment services, and specialized business solutions. Ideal for companies operating internationally.

Expat

Great for expats needing multi-currency accounts, international transfers, and global ATM access. Designed for those living and working abroad.

Compare with similar banks See alternatives for expats See alternatives for businesses

Banking in China:

Banks in China Banks for Expats Open Account Guide

Notify me when fees or requirements change

Sources & disclaimer

Independent information page. We are not affiliated with China Construction Bank or any other bank. All trademarks belong to their respective owners. Data is compiled from official bank websites, financial regulators, Wikipedia, and OpenStreetMap. Fee and eligibility details can change; always confirm on the bank's official site before opening an account.

Last updated: May 13, 2026 · For information only; not financial, legal, or tax advice. Full disclaimer