#1
Global Rank
24
Countries
1984
Founded

About Industrial and Commercial Bank of China (ICBC)

The Industrial and Commercial Bank of China (ICBC) is recognized as one of the largest banks globally by total assets. Established in 1984, ICBC provides a variety of banking services, including personal banking, corporate banking, investment banking, and wealth management. With a significant presence in China and internationally, the bank operates in multiple countries, including Hong Kong, the United States, the United Kingdom, and Australia, among others. ICBC serves a diverse clientele, focusing on both individual and business customers, including expatriates. The bank offers various account types, credit products, and digital banking features, ensuring accessibility and convenience for its users. Its international reach facilitates cross-border services and foreign exchange operations, catering to the needs of global customers. For more information about ICBC's services and offerings, visit their official website. Industrial and Commercial Bank of China (ICBC) operates in a context where products, eligibility rules, and local terms may change over time. Please verify current terms on the bank's official website. Data on ownership and regulatory status is not available.

Learn more about banking in China or compare Industrial and Commercial Bank of China (ICBC) with other banks to compare banking options for your needs.

This page is for general information only and does not provide financial, legal, tax, or investment advice. Banking products, fees, eligibility requirements, and availability can change. Always verify details on the bank’s official website before applying or making decisions.

Facts from our dataset

The table below is generated from structured fields in our database for this profile. It is not an exhaustive regulatory filing and may omit products or subsidiaries not modeled here.

Headquarters focusChina
Founded (year)1984
SWIFT / BIC (if listed)ICBKCNBJ
Countries with listed presence24
Branches (stored count)—
ATMs (stored count)—
Global rank (directory index)#1

Page assembled May 13, 2026 from public sources listed in the footer of this profile. Read our methodology.

Services & Capabilities

What you can do with this bank. Based on the bank's official website.

Account types
  • Deposit accounts
  • Current accounts
  • Savings
  • Wealth management accounts
  • Corporate accounts
Credit products
  • Loans
  • Mortgages
  • Personal loans
  • Corporate lending
  • Trade finance
Digital features
  • ICBC online banking
  • Mobile banking
  • ATM and branch network
Investment & wealth
  • Wealth management
  • Asset management
  • Private banking
Business & commercial
  • Corporate banking
  • Trade finance
  • Treasury
  • SME banking
Travel & lifestyle
  • International presence
  • Foreign exchange
  • Cross-border services
Security & support
  • Secure banking
  • 24/7 monitoring

Confirm current offerings on the bank's site.

Who is this bank best for?

Ideal for
  • Business customers
  • Expatriates and international customers
  • Customers looking for wealth management
  • Business and commercial customers
  • Customers interested in investment and wealth services

Why This Bank?

Pros
  • Ranked #1 globally
  • Presence in 24 countries
  • Comprehensive banking services
  • SWIFT Code: ICBKCNBJ
Considerations
  • Fee schedules vary by country and account tier — promotional waivers can expire
  • No multi-currency account flag in our dataset — confirm FX handling for cross-border use
  • Account-opening requirements (ID, address proof, residency) differ by branch and region
  • Customer-support response times and in-app dispute handling vary — read recent user reports before relying on a single channel

Fees & Costs at Industrial and Commercial Bank of China (ICBC)

Indicative fee categories for Industrial and Commercial Bank of China (ICBC). Where a specific value is not disclosed in our dataset for this profile, we mark it explicitly so you can check the official site. Fees vary by country, account type, and customer profile.

Monthly maintenance fee Not disclosed in our dataset — check the official site.
Foreign transaction fee (card abroad) Not disclosed in our dataset — check the official site.
ATM withdrawal fee Not disclosed in our dataset — check the official site.
International wire / SWIFT fee Not disclosed in our dataset — check the official site.

Beyond these four headline categories, total cost also depends on currency-conversion markup, overdraft and late-payment charges, and tiered account thresholds. Promotional fee waivers can change after the introductory period.

View Industrial and Commercial Bank of China (ICBC)'s official fee schedule →

Account Opening

What it takes to open an account.

Unknown Requirements vary by country. Check the bank's website.

Typical for China: ID, proof of address. Confirm on the bank's site.

Who Is This For?

Business

Excellent for businesses needing commercial banking, investment services, and specialized business solutions. Ideal for companies operating internationally.

Expat

Great for expats needing multi-currency accounts, international transfers, and global ATM access. Designed for those living and working abroad.

Compare with similar banks See alternatives for expats See alternatives for businesses

Banking in China:

Banks in China Banks for Expats Open Account Guide

Notify me when fees or requirements change

Sources & disclaimer

Independent information page. We are not affiliated with Industrial and Commercial Bank of China (ICBC) or any other bank. All trademarks belong to their respective owners. Data is compiled from official bank websites, financial regulators, Wikipedia, and OpenStreetMap. Fee and eligibility details can change; always confirm on the bank's official site before opening an account.

Last updated: May 13, 2026 · For information only; not financial, legal, or tax advice. Full disclaimer