About Bank of America
Learn more about banking in United States or compare Bank of America with other banks to compare banking options for your needs.
This page is for general information only and does not provide financial, legal, tax, or investment advice. Banking products, fees, eligibility requirements, and availability can change. Always verify details on the bank’s official website before applying or making decisions.
Facts from our dataset
The table below is generated from structured fields in our database for this profile. It is not an exhaustive regulatory filing and may omit products or subsidiaries not modeled here.
| Headquarters focus | United States |
|---|---|
| Founded (year) | 1904 |
| SWIFT / BIC (if listed) | BOFAUS3N |
| Countries with listed presence | 17 |
| Branches (stored count) | 3,800 |
| ATMs (stored count) | 15,000 |
| Global rank (directory index) | #6 |
Page assembled May 14, 2026 from public sources listed in the footer of this profile. Read our methodology.
Services & Capabilities
What you can do with this bank. Based on the bank's official website.
Account types
- Checking accounts
- Savings accounts
- CDs
- Business checking and savings
Credit products
- Credit cards (rewards, cash back, travel)
- Mortgages (purchase, refinance)
- Home equity
- Auto loans
- Personal loans
Digital features
- Bank of America Mobile Banking app (iPhone, iPad, Android)
- Online banking
- Zelle (send and receive money)
- Bill pay and transfers
- Account management and monitoring
Investment & wealth
- Merrill investing (stocks, ETFs, managed accounts)
- Wealth management
Business & commercial
- Business checking and savings
- Business credit cards
- Business loans and lines of credit
- Merchant services
Travel & lifestyle
- Travel rewards credit cards
Security & support
- 24/7 secure access
- Fraud monitoring
Confirm current offerings on the bank's site.
Who is this bank best for?
Ideal for
- Business customers
- Expatriates and international customers
- Customers looking for wealth management
- Business and commercial customers
- Customers interested in investment and wealth services
Why This Bank?
Pros
- Ranked #6 globally
- Presence in 17 countries
- Comprehensive banking services
- SWIFT Code: BOFAUS3N
Considerations
- Fee schedules vary by country and account tier — promotional waivers can expire
- No multi-currency account flag in our dataset — confirm FX handling for cross-border use
- Account-opening requirements (ID, address proof, residency) differ by branch and region
- Customer-support response times and in-app dispute handling vary — read recent user reports before relying on a single channel
Fees & Costs at Bank of America
Indicative fee categories for Bank of America. Where a specific value is not disclosed in our dataset for this profile, we mark it explicitly so you can check the official site. Fees vary by country, account type, and customer profile.
| Monthly maintenance fee | Not disclosed in our dataset — check the official site. |
|---|---|
| Foreign transaction fee (card abroad) | Not disclosed in our dataset — check the official site. |
| ATM withdrawal fee | Not disclosed in our dataset — check the official site. |
| International wire / SWIFT fee | Not disclosed in our dataset — check the official site. |
Beyond these four headline categories, total cost also depends on currency-conversion markup, overdraft and late-payment charges, and tiered account thresholds. Promotional fee waivers can change after the introductory period.
Account Opening
What it takes to open an account.
Channel: Branch or video call required
Typical for United States: ID, proof of address. Confirm on the bank's site.
Time to open: Same day with passport
Non-residents: Available for non-residents
Who Is This For?
Business
Delivers extensive financial services, from small business loans to corporate investment banking and global treasury solutions.
Expat
Offers comprehensive banking and wealth management solutions for those living or working in the United States.
Student
Ideal for students looking for low fees, easy account opening, and student-friendly services. Perfect for managing finances while studying abroad.
Banking in United States:
Sources & disclaimer
Independent information page. We are not affiliated with Bank of America or any other bank. All trademarks belong to their respective owners. Data is compiled from official bank websites, financial regulators, Wikipedia, and OpenStreetMap. Fee and eligibility details can change; always confirm on the bank's official site before opening an account.
Last updated: May 14, 2026 · For information only; not financial, legal, or tax advice. Full disclaimer