Banks in United States

Banks operating in United States. Compare branches, ATMs, and see options for students and tourists.

Overview

Banking System in United States

The banking system in United States is regulated by local financial authorities and offers a mix of local and international banks. Whether you're a resident, student, expat, or tourist, understanding the banking landscape in United States is essential for managing your finances effectively.

Most banks in United States offer standard services including current accounts, savings accounts, credit cards, loans, and international money transfers. Many banks also provide specialized services for students, expats, and businesses operating in United States.

When choosing a bank in United States, consider factors such as account fees, minimum balance requirements, ATM network coverage, online banking capabilities, and eligibility requirements for non-residents. Learn more about opening a bank account in United States as a foreigner.

Banks Operating in United States

Bank	HQ
AE American Express	United States	View profile
BA Bank of America	United States	View profile
BM Bank of New York Mellon	United States	View profile
CO Capital One	United States	View profile
CC Charles Schwab Corporation	United States	View profile
CI Citibank	United States	View profile
DB Danske Bank	Denmark	View profile
EN Emirates NBD	United Arab Emirates	View profile
GS Goldman Sachs	United States	View profile
HB HDFC Bank	India	View profile
IB ICICI Bank	India	View profile
IS Intesa Sanpaolo	Italy	View profile
IS Intesa Sanpaolo	Italy	View profile
MS Morgan Stanley	United States	View profile
PS PNC Financial Services	United States	View profile
SB Standard Bank	South Africa	View profile
SC State Street Corporation	United States	View profile
TB TD Bank	United States	View profile
TB Toronto-Dominion Bank	Canada	View profile
TF Truist Financial	United States	View profile
UB U.S. Bank	United States	View profile
WF Wells Fargo	United States	View profile
I( Industrial and Commercial Bank of China (ICBC)	China	View profile
AC Agricultural Bank of China	China	View profile
CB China Construction Bank	China	View profile
BC Bank of China	China	View profile
CH Chase	United States	View profile
BA Bank of America	United States	View profile
HS HSBC	United Kingdom	View profile
BP BNP Paribas	France	View profile
MB MUFG Bank	Japan	View profile
BA Barclays	United Kingdom	View profile
CI Citibank	United States	View profile
CA Crédit Agricole	France	View profile

Full list of banks in United States

Account Types and Payment Methods

Banks in United States typically offer several account types:

Current Accounts: For everyday banking, bill payments, and direct debits. Often come with debit cards and online banking access.
Savings Accounts: For earning interest on deposits. Interest rates vary by bank and account type.
Student Accounts: Special accounts for students with reduced fees and simplified requirements. See student-friendly banks in United States.
Business Accounts: For companies and entrepreneurs operating in United States.

Payment methods commonly used in United States include debit cards, credit cards, bank transfers, and mobile payment apps. Many banks offer contactless payment options and mobile banking apps for convenient transactions.

Banking Safety and Deposit Insurance

Bank deposits in United States are typically protected by deposit insurance schemes that cover a certain amount per depositor per bank. This protection helps ensure the safety of your funds in case of bank failure.

When choosing a bank, verify that it is licensed and regulated by the appropriate financial authority in United States. Licensed banks are required to meet capital requirements and follow strict regulatory standards to protect depositors.