What do I need to open a bank account in United States?

Requirements vary by bank. Typically you need ID, proof of address, and sometimes proof of income. See our Open bank account as foreigner page for United States for details.

What are typical ATM fees in United States?

ATM fees depend on your bank and the ATM operator. Compare banks and see our ATM fees guide for United States for tips.

Best Banks for Expats in United States

Banks in United States that often suit expats: multi-currency accounts, international transfers, and account opening for non-residents.

Bank	HQ
American Express	United States	View profile
Bank of America	United States	View profile
Bank of New York Mellon	United States	View profile
Capital One	United States	View profile
Charles Schwab Corporation	United States	View profile
Citibank	United States	View profile
Danske Bank	Denmark	View profile
Emirates NBD	United Arab Emirates	View profile
Goldman Sachs	United States	View profile
HDFC Bank	India	View profile
ICICI Bank	India	View profile
Intesa Sanpaolo	Italy	View profile
Intesa Sanpaolo	Italy	View profile
Morgan Stanley	United States	View profile
PNC Financial Services	United States	View profile
Standard Bank	South Africa	View profile
State Street Corporation	United States	View profile
TD Bank	United States	View profile
Toronto-Dominion Bank	Canada	View profile
Truist Financial	United States	View profile
U.S. Bank	United States	View profile
Wells Fargo	United States	View profile
Industrial and Commercial Bank of China (ICBC)	China	View profile
Agricultural Bank of China	China	View profile
China Construction Bank	China	View profile
Bank of China	China	View profile
Chase	United States	View profile
Bank of America	United States	View profile
HSBC	United Kingdom	View profile
BNP Paribas	France	View profile
MUFG Bank	Japan	View profile
Barclays	United Kingdom	View profile
Citibank	United States	View profile
Crédit Agricole	France	View profile

All banks in United States · Open account as foreigner

Criteria for Expat-Friendly Banks in United States

Banks that are well-suited for expats in United States typically offer:

Multi-Currency Accounts: Hold and manage multiple currencies in a single account, making it easier to receive money from abroad and manage international finances.
International Transfers: Competitive exchange rates and lower fees for sending and receiving money internationally compared to traditional methods.
Account Opening for Non-Residents: Simplified requirements and processes for opening accounts as a non-resident or expat.
English-Language Support: Customer service and online banking interfaces available in English or other common languages.
Global ATM Access: Extensive ATM networks or partnerships that allow fee-free or low-fee cash withdrawals worldwide.
Online and Mobile Banking: Robust digital banking platforms that allow you to manage your account from anywhere.

Money Transfer Tips for Expats

When transferring money to or from United States:

Compare exchange rates and fees across different banks and money transfer services to find the best deal.
Consider using specialized money transfer services (like Wise, Revolut, or similar) for better rates on international transfers.
Set up standing orders or recurring transfers if you regularly send money to the same recipient to save time and potentially reduce fees.
Keep records of all international transfers for tax and accounting purposes.

More Banking Information for United States

Country Overview All Banks For Students For Tourists Open Account Guide ATM Fees

Sources & disclaimer

Independent information page. We are not affiliated with any bank or financial institution. All trademarks belong to their respective owners. Information is compiled from official bank websites and public sources. Requirements and fees change; always confirm on the bank's site. For information only; not financial, legal, or tax advice.

Last updated: March 29, 2026 · Full disclaimer