#4
Global Rank
23
Countries
1912
Founded

About Bank of China

Bank of China, established in 1912, is recognized as China's oldest bank and a significant player in the global banking landscape. With a strong focus on trade finance, it ranks among the Big Four banks in China. The bank offers a diverse array of services including personal banking, corporate banking, investment banking, and wealth management. Its global presence extends across numerous countries, including the United States, United Kingdom, and various nations in Europe and Asia, making it a preferred choice for expatriates and businesses engaged in international trade. The bank provides various account types, credit products, and digital banking features, ensuring clients can manage their finances efficiently. With a commitment to secure banking and 24/7 support, Bank of China aims to meet the needs of its diverse clientele in a rapidly changing financial environment.

Please verify current terms on the bank's official website.

The available data is limited and may not cover all aspects.

Learn more about banking in China or compare Bank of China with other banks to compare banking options for your needs.

This page is for general information only and does not provide financial, legal, tax, or investment advice. Banking products, fees, eligibility requirements, and availability can change. Always verify details on the bank’s official website before applying or making decisions.

Facts from our dataset

The table below is generated from structured fields in our database for this profile. It is not an exhaustive regulatory filing and may omit products or subsidiaries not modeled here.

Headquarters focusChina
Founded (year)1912
SWIFT / BIC (if listed)BKCHCNBJ
Countries with listed presence23
Branches (stored count)—
ATMs (stored count)—
Global rank (directory index)#4

Page assembled February 6, 2026 from authoritative sources listed below. Read our methodology.

Services & Capabilities

What you can do with this bank. Based on the bank's official website.

Account types
  • Deposit accounts
  • Current and savings
  • Multi-currency accounts
  • Corporate accounts
Credit products
  • Loans
  • Mortgages
  • Trade finance
  • Corporate lending
Digital features
  • BOC online and mobile banking
  • International remittance
  • Branch network
Investment & wealth
  • Wealth management
  • Asset management
  • Private banking
Business & commercial
  • Corporate banking
  • Trade finance
  • Treasury
  • SME banking
Travel & lifestyle
  • International presence (global network)
  • Foreign exchange
  • Cross-border banking
Security & support
  • Secure banking
  • 24/7 support

Confirm current offerings on the bank's site.

Who is this bank best for?

Ideal for
  • Business customers
  • Expatriates and international customers
  • Customers looking for wealth management
  • Business and commercial customers
  • Customers interested in investment and wealth services
Not ideal for
  • Eligibility and product availability vary by country. Confirm on the bank's official website.
  • Verify that the bank offers the services you need in your location.

Why This Bank?

Pros
  • Ranked #4 in our global directory index
  • Listed presence in 23 countries
  • SWIFT/BIC: BKCHCNBJ
Considerations
  • Eligibility and product availability vary by country. Confirm on the bank's official website.
  • Verify that the bank offers the services you need in your location.

Fees & Costs

Recorded fees for Bank of China in our dataset. Pricing changes frequently — confirm on the bank's official fee schedule.

We have not yet recorded bank-specific fee rows for this profile. Typical categories include monthly maintenance, ATM withdrawals, foreign transactions, wire transfers, and currency conversion markups.

View official fee schedule on Bank of China's website →

Account Opening

What it takes to open an account.

Unknown Requirements vary by country. Check the bank's website.

Typical for China: ID, proof of address. Confirm on the bank's site.

Where Bank of China Operates

Our dataset lists this bank in 23 countries. International product availability may be narrower than geographic presence.

China Hong Kong Macau Taiwan United Kingdom United States Germany France Luxembourg Ireland Italy Netherlands Russia Australia Japan Singapore South Korea Vietnam Thailand United Arab Emirates South Africa Brazil Canada

Who Is This For?

Business

Excellent for businesses needing commercial banking, investment services, and specialized business solutions. Ideal for companies operating internationally.

Expat

Great for expats needing multi-currency accounts, international transfers, and global ATM access. Designed for those living and working abroad.

How Bank of China Compares

Side-by-side snapshot with similar banks in China. Values come from our directory dataset — confirm on each bank's official site.

Bank HQ Global rank Monthly fee ATM (own / other) Non-resident
Bank of China This bank China #4 — — —
Industrial and Commercial Bank of China (ICBC) China #1 — — — Profile
Agricultural Bank of China China #2 — — — Profile
China Construction Bank China #3 — — — Profile

Frequently Asked Questions

Answers below are based on data stored in our directory and cited sources. Always verify eligibility, fees, and product terms on the bank's official website.

Bank of China lists presence in 23 countries in our dataset. Listed markets include: China, Hong Kong, Macau, Taiwan, United Kingdom, United States, Germany, France, and others. International availability of specific products may differ; check the bank's official site.
Compare with similar banks See alternatives for expats See alternatives for businesses

Banking in China:

Banks in China Banks for Expats Open Account Guide

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Sources & Verification

Independent information page. We are not affiliated with Bank of China. Facts on this profile are drawn from the authoritative sources below. Fee, eligibility, and regulatory details change — confirm on the bank's official site and the relevant regulator before making decisions.

Last updated: February 6, 2026 · Our data sources · Editorial policy · Disclaimer · Report an error