Banks in United Kingdom
Banks operating in United Kingdom. Compare branches, ATMs, and see options for students and tourists.
Overview
Banking System in United Kingdom
The banking system in United Kingdom is regulated by local financial authorities and offers a mix of local and international banks. Whether you're a resident, student, expat, or tourist, understanding the banking landscape in United Kingdom is essential for managing your finances effectively.
Most banks in United Kingdom offer standard services including current accounts, savings accounts, credit cards, loans, and international money transfers. Many banks also provide specialized services for students, expats, and businesses operating in United Kingdom.
When choosing a bank in United Kingdom, consider factors such as account fees, minimum balance requirements, ATM network coverage, online banking capabilities, and eligibility requirements for non-residents. Learn more about opening a bank account in United Kingdom as a foreigner.
Banks Operating in United Kingdom
| Bank | HQ | |
|---|---|---|
BA
Barclays
|
United Kingdom | View profile |
CO
Capital One
|
United States | View profile |
DA
DZ Bank AG
|
Germany | View profile |
EN
Emirates NBD
|
United Arab Emirates | View profile |
HB
HDFC Bank
|
India | View profile |
IB
ICICI Bank
|
India | View profile |
IG
ING Group
|
Netherlands | View profile |
KB
KB Kookmin Bank
|
South Korea | View profile |
LG
Lloyds Banking Group
|
United Kingdom | View profile |
LG
Lloyds Banking Group
|
United Kingdom | View profile |
NG
NatWest Group
|
United Kingdom | View profile |
NG
NatWest Group
|
United Kingdom | View profile |
SB
Standard Bank
|
South Africa | View profile |
SC
Standard Chartered
|
United Kingdom | View profile |
I(
Industrial and Commercial Bank of China (ICBC)
|
China | View profile |
AC
Agricultural Bank of China
|
China | View profile |
CB
China Construction Bank
|
China | View profile |
BC
Bank of China
|
China | View profile |
CH
Chase
|
United States | View profile |
BA
Bank of America
|
United States | View profile |
HS
HSBC
|
United Kingdom | View profile |
BP
BNP Paribas
|
France | View profile |
MB
MUFG Bank
|
Japan | View profile |
BA
Barclays
|
United Kingdom | View profile |
CI
Citibank
|
United States | View profile |
CA
Crédit Agricole
|
France | View profile |
Full list of banks in United Kingdom
Account Types and Payment Methods
Banks in United Kingdom typically offer several account types:
- Current Accounts: For everyday banking, bill payments, and direct debits. Often come with debit cards and online banking access.
- Savings Accounts: For earning interest on deposits. Interest rates vary by bank and account type.
- Student Accounts: Special accounts for students with reduced fees and simplified requirements. See student-friendly banks in United Kingdom.
- Business Accounts: For companies and entrepreneurs operating in United Kingdom.
Payment methods commonly used in United Kingdom include debit cards, credit cards, bank transfers, and mobile payment apps. Many banks offer contactless payment options and mobile banking apps for convenient transactions.
Banking Safety and Deposit Insurance
Bank deposits in United Kingdom are typically protected by deposit insurance schemes that cover a certain amount per depositor per bank. This protection helps ensure the safety of your funds in case of bank failure.
When choosing a bank, verify that it is licensed and regulated by the appropriate financial authority in United Kingdom. Licensed banks are required to meet capital requirements and follow strict regulatory standards to protect depositors.